What kind of services do you provide?
What is Broker Price Opinion (BPO)?
What is the difference between an appraisal and a BPO?
What is the difference between a CMA and a BPO?
Why do I need a BPO?
What services do you provide for Lenders, Banks, or Mortgage Companies?
What is the difference between a BPO and Zillow?
Can I preview my homes value report?
Can I share this report with my lender or Realtor?
What areas do you serve?
Do you work with FSBO?
Can I use your report instead of an appraisal?
What if I do not like the report?

What kind of services do you provide? We provide you with honest, accurate and fast opinion about homes values in Metro Denver

What is Broker Price Opinion (BPO)? A BPO is a report detailing the value of your home. We include:
- History of previous sales from the MLS
- Legal description, tax, and recorded information from the county assessor's office
- A list of comparable sales
- Detailed information about each individual comparable home
- Statistics about the comparables including date of sale, days on the market, list price, sold price, net price (sold price minus concessions), $/SqFeet analysis
- Statistics about your MLS area with active listings and sale trends
- A list of expired and withdrawn listings
- We provide you with a complete report about your homes value

What is the difference between an appraisal and a BPO? An appraisal is performed by a licensed appraiser and is used as an official document by a lending institution to determine a homes value. The lender usually orders an appraisal (a homeowner can also order an appraisal directly from an appraiser, but it is not usually honored by a lender since most mortgage providers require their own appraisers to provide the service) this step can take between few days and few weeks from the day of the order. The average appraisal costs between $390 and $700 and is limited to 5 comparables.
A BPO is performed by a licensed Realtor and is used solely for informational purposes, for the benefit of: the buyer, seller, home owner or lender... The Realtor does not usually visit the property (we can visit the home and provide a more accurate opinion if needed). This service has a turn around time of 24 hours and costs a fraction of the cost of a certified appraisal.

What is the difference between a CMA and a BPO? A standard CMA is performed by a realtor or a member of their team for the purpose of providing an added service to the client. If a CMA is prepared correctly by a neutral and expert Realtor, then the results of the report should be very similar to the results of our BPO. However since most CMA's are performed for the purpose of selling or buying a home; there is an inherent bias in the opinion of the realtor. If the CMA is prepared for the purpose of listing a home, some Realtors feel pressured to artificially raise the value of the home in the hope to please the home owner into favoring them. When the CMA (I should say "IF" since most Realtors simply bypass this step) is prepared for the purpose of buying a home, the Realtor again is bias in wanting to make sure that they found an excellent deal and therefore may help the value just a little bit.
Why are we so different?

1- you are paying us to provide you with a service and we do not care who you list your home with.

2- We make sure your are informed with the latest and the most accurate information possible.

3- We are expert in home evaluation and are better at it than most.

Why do I need a BPO? If you are a buyer, a BPO report will help you save thousands by avoiding an overpriced home and making sure you are paying fair market value for your next house.
If you are a seller, a BPO report will help set the right price that will sell your home fast, and avoid over or under pricing your home.
If you are a home owner looking to refinance, a BPO report can help avoid wasting money and time on an appraisal of your home, if there is a chance that you may owe more money on the home than it's worth.

What services do you provide for Lenders, Banks, or Mortgage Companies? With the new VA / FHA (even conventional loans) regulations, lenders have no direct access to the appraisers anymore, and in order for a lender to challenge an appraisal, they need a BPO report detailing and justifying the value of a property. Lenders can use our services if they are not sure about the value of a home (the owner is upside-down) and they want to avoid wasting money on an appraisal.
We also provide BPO services for the purpose of the sale of a bank owned home, or during a foreclosure, bankruptcy or a short sale
We also work with law firms handling divorce procedures for the purpose of properly evaluating a home, and the cost of selling a home.

What is the difference between a BPO and Zillow? Zillow is an automated software that attempts to come up with a value based on the law of averages. We think that Zillow and others like it, do an outstanding job, giving that they do not have access to the information on the MLS and rely solely on county records and individual inputs. However the value on Zillow can be "off "by as much as 30% specially in areas with many remodels or areas with limited county records.
Our reports are prepared by a professional and expert Realtor in your area, who manually looks at the data and analyses it to come up with the most accurate result possible.

Can I preview my homes value report? Since all the data gathering is performed after the order is placed, it is not possible for us to provide you with a peak at the report. You can however look at a sample report by clicking here
Can I share this report with my lender or Realtor? We email you the report and you can share it with anyone you want
(we can also mail you the report for an extra fee)

What areas do you serve? We serve the following counties: Denver, Arapahoe, Adams, Jefferson, Douglas, and Elbert
If you require a report outside the above listed areas, please contact us

Do you work with FSBO? Our services are perfect for "for sale by owner" since we can provide you with unbiased expert analysis of your home's value. You can furthermore use our report to justify and advertise your asking price.
If you are interested in buying a home from a FSBO it is also wise to order our report, since most FSBO are "emotionally" pricing their home and have little knowledge of the real value of the home.

Can I use your report instead of an appraisal? No, an appraisal is the only form accepted by and mortgage institution. Our report is a Realtor Expert Opinion, and is only prepared for the benefit of the person ordering it.

What if I do not like the report? If our report is not accurate, or if we used incomparable data to analyze your home, or if we are not able to find sufficient information to come up with a complete report: We will simply refund 100% of you money